Saving in a tax efficient manner towards your pension is always desirable. Self Invested Personal Pensions (SIPPs) are a means by which this is possible with the added benefit of flexibility. 

The self invested option gives you a much greater range of investment options than allowed by most traditional insurer supplied pension plans. Investment is allowed into Equities, Stocks and Shares, Unit Trusts, OEICs, Gilts and Commercial Property to name a few.

This flexibility allows you to spread the risk of products performing badly. However, active management is essential to maximise the benefits of the wider investment choice on offer.

The investment growth within the fund is currently free from all UK personal Income and Capital Gains Taxes.

If you would like to know more about the St. James's Place range of pensions, please contact us.