There are no shortage of circumstances where you are well advised to have insurance, for example, going on holiday or insuring your home against damage or theft. But how can you decide what kinds of insurance should be a priority for you? Thinking about the following events may help you put your protection needs in perspective:

• Stolen car
   
• Burglary
   
• Major illness, e.g. heart attack
   
• Stolen credit cards
   
• Fire at home
   
• Your family surviving without your income

Then ask yourself:

• 'Which of the above have I insured against?'
   
• 'Which of the above have I not insured against?'

You may wish to consider the following fact:

1 in 3 people will be diagnosed with cancer during their lifetime (Source: Cancer Research UK) 


Providing protection cover in the various forms of life, critical illness and disability solutions is at the heart of the St. James's Place Partnership's business, please click here for further information.

Working with a carefully selected Panel of Providers, we offer an extensive product range including:

• Life Cover

• Critical Illness

• Income Protection

The above are just a selection of the plans we are able to offer, please seek our advice so that we can tailor a solution specifically for your needs and requirements.