The St. James's Place Wealth Management Group recognises that no single investment house has a monopoly on investment expertise and therefore adopts an effective solution to this problem. We do not employ any in-house investment managers, instead we carefully select a number of external managers of outstanding ability to manage our range of funds.

The cornerstone of the St. James's Place approach is its Investment Committee who 'manage the fund managers' on behalf of our clients. We retain an independent investment consulting firm, Stamford Associates, who play a crucial role in the selection and management. Stamford's only business is in advising large pensions funds - and us - on the selection of investment managers.

The Investment Committee's role is to:

• Select some of the best investment managers
• Monitor those managers to ensure they remain focused
• Change managers if this becomes necessary
• Give clients diversification of risk by selecting managers with different investment styles

Each year a report is published from the Investment Committee, this includes a report from Stamford Associates. To view the latest report please click here.

We offer what we believe is a superior investment process likely to maximise your chance of aiming to achieve a better return over the medium to long-term. However please be aware that past performance is not indicative of future performance and your investments may fall as well as rise and depending on the product it is possible to get back less than the amount originally paid.